Top fintech trends for 2022

Global fintech investment optimism is still high, and new subsectors are anticipated to develop and grow.

Arturas Svirskis

1/7/2022 1 min read

In many parts of the world, interest in and investment in fintech increased considerably in 2021, far outstripping its original meaning. As we approach 2022, investment is anticipated to remain strong due to this expanding breadth, as well as the maturing of several fintech subsectors, rising investment in less developed countries, and soaring corporate interest. Here are some of the top forecasts for the global fintech business going forward:

1. More banks will provide embedded technologies.

Embedded finance has been a growing trend over the last year and is poised to grow even more as many banks seek to become service providers to non-bank and non-financial institutions attempting to bring an experience for customers or service proposition involving financial services as component of a bigg

2. Embedded financial offerings will face more regulatory scrutiny.

Over the next six to twelve months, regulators are anticipated to become more aware of and actively involved in matters of regulation as a result of the rise in financial products or services embedded within and provided by unregulated entities. This is because regulators want to safeguard consumers by making clear issues like responsibility and available remedies.

3. Fintechs will emphasize positioning themselves as data companies.

In order to distinguish their businesses in the eyes of investors and the market, many fintechs are likely to rebrand themselves as data suppliers and organizations that also happen to offer payments and other financial services.

4. Deal-making in disadvantaged areas will receive more attention.

Investors will increase the number of countries they target that are thought to have weak financial services, doing more business in areas like Africa, Southeast Asia, Latin America, and the Middle East.

5. ESG-focused FinTechs will experience rapid growth.

There will probably be greater interest in fintechs with ESG capabilities, such as businesses focusing on climate change, decarbonization, and the circular economy, given the growing importance of ESG that is occurring more generally. Environmental, Social, and Governance is the abbreviation for ESG